Introduction The world of finance speaks English
International banks, audit firms, fintech companies... They all speak English.
And this language is not limited to "How are you?"
In the financial sector, English is both a technical language and a prestige tool.
In this article, frequently used finance terms in daily business life, email patterns and phrases that will be useful in your presentation you will see with examples.
1. Basic Financial English Terms
🧾 The most commonly heard terms:
Term | Meaning |
Return on Investment (ROI) | Rate of return on investment |
Liquidity | Cash asset status |
Assets & Liabilities | Assets and liabilities |
Balance Sheet | Balance Sheet |
Equity | Equity capital |
Example sentence:
"Our ROI for Q3 was significantly higher than projected, mainly due to improved operational efficiency."
2. E-Mail and Written Communication Patterns
📧 Email patterns:
- "Please find attached the quarterly report."
- "I'd like to schedule a meeting to review the audit results."
- "Let's align on the budget proposal before EOD."
- "Kindly revert with your comments by Friday."
Such molds enhance your professional appearance.
3. Patterns that can be used in meetings and presentations
Expressing yourself well in meetings strengthens not only your work but also your position.
Frequently used phrases:
- "Let me walk you through the numbers."
- "The fluctuation was primarily due to market volatility."
- "We should consider hedging strategies for Q4."
- "According to our latest forecast, revenue will stabilize next year."
4. What to Do for Practice?
- Read financial articles in English (Forbes, Financial Times, etc.).
- Try to explain your own company's presentations in English.
- Create a financial English vocabulary book.
Conclusion
Speaking English in the financial sector opens the door to global opportunities.
Job interviews, client meetings, presentations... They can all take you further - if you can use the right terms.
🎯 If your goal is a global finance career, you can start with Target English Academy - English for the Finance Sector Program.